Leadership Team

Mike-Amon-WebManaging Director
Office: 704-280-8933



Michael Amon is leading the charge as our Managing Director of FNB Small Business Finance. As an innovative and collaborative business executive, Michael has a proven record of successfully optimizing commercial lending, SBA lending, and credit delivery. He uses his experience in SBA lending to build cohesive working relationships that speed up execution end-to-end, ultimately benefiting the borrower by reaching their financial goals faster.

Michael’s accomplishments include building credit departments from scratch, orchestrating comprehensive improvement initiatives, and successfully merging organizations. His strategies are customer-centric and growth-oriented to consistently deliver greater efficiency. He knows firsthand the importance of crafting financial solutions that fit the uniqueness of SBA lending and help business owners become more successful in their growth ambitions.

Dave PhillipsVP and Sales Manager 
Mobile: 804-513-7700



Dave Phillips is recognized as a skilled Sales Leader, Team Builder, and Creative Deal-Maker. He has a wealth of experience in SBA lending, and uses his expertise to build highly successful team members. In his career, he has closed over $200MM in SBA 7(a), 504, and SBA Express loans for hundreds of business owners in a wide variety of industries. A thorough knowledge of the SBA lending programs enables Dave to structure financing solutions to maximize flexibility of operations to any business owner, which is often the differential advantage that leads to increased revenues and profitability.

In this role at First National Bank Small Business Finance, Dave has achieved numerous successes, such as: creating a state-of-the-art marketing program designed to build brand awareness, developing and implementing an extensive sales and operations training program, and recruiting and retaining our talented SBA lending team.

As a former business owner himself, Dave has a clear perspective on the needs of business owners and is dedicated to helping them be more successful. Utilizing the SBA financing tools, Dave is able to create flexible financing packages designed to maximize cash flow and get your business on an upward path. Through working closely with business owners and their advisors, Dave knows how to ensure the timely closing of proposed transactions. The bottom line is getting the deal done.