FNB Small Business Finance is quickly emerging as a leading SBA lender for the senior care industry. We are a cash flow lender focused on providing financing solutions for businesses that play a role in a senior’s life.  As experts in senior care financing, we share a common goal with all senior care business owners – enhancing the care and well-being of seniors and their families.


  • Home Health Care
  • Adult Day Care
  • Assisted Living Facilities
  • Hospice
  • At Home Non-Medical Care
  • Funeral Homes & Crematoriums


  • Up to 90% financing for Business Acquisition
  • Up to 85% financing for Franchise Start-ups
  • Other projects include: Expansion, Commercial Real Estate Purchase, and Partner Buyout
  • Goodwill financing available
  • As little as 5% down from buyer


  • Lower down payments
  • Helps you build and maintain cash flow
  • No restrictive financial covenants
  • One loan for many of your business’ needs
  • 10- to 25-year loan terms

See How We’ve Helped Other Businesses

home instead

Home Instead Senior Care

The Home Instead location in Wilmington, North Carolina was of particular interest to Amir and Tammy Ghouddoussi, who were looking to purchase the business from a previous owner. They sought the help of Charles Evans, one of our experienced Business Development Officers, and a business plan was put in place to acquire the franchise.

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