Whether you’re a business owner looking to add another business to your portfolio or an entrepreneur seeking new opportunities, a business acquisition loan is a great way to acquire a business. Business acquisition loans can also be used to refinance a business or buy out a partner. These types of loans are typically structured to include working capital or new equipment and, in most cases, use commercial real estate as collateral.

Our SBA loan experience can prove to be invaluable when acquiring a business. The SBA’s 7(a) loan program is one of the most common avenues of business acquisition and can offer up to $5 million in funds for working capital, equipment purchases, real estate purchases, and startup costs.


  • Up to 80% financing for general industries
  • Up to 90% financing (sometimes more) for Professionals, Franchises, and Senior Care
  • Financing for new buyer(s), franchise acquisition, and partner buyout
  • 10-year term, longer if real estate is included in the transaction
  • Goodwill financing available
  • Can include working capital and new equipment


  • Lower down payments
  • Helps you build and maintain cash flow
  • One loan for many of your business needs
  • 10-year term, longer if real estate is included in the transaction

See How We’ve Helped Other Businesses


Allegra Bozeman

Allegra is a national brand with over 300 locally-owned print shops, and each location is fine-tuned to their community’s needs. The new owner of Allegra Bozeman, David Dickey, worked with FNB Small Business Finance to complete this business acquisition deal.

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