Commercial Real Estate

FNB Commercial Real Estate FinancingFNB Commercial Real Estate Financing

Obtaining property for your business can be achieved through an SBA commercial real estate loan. These loans are typically used for land acquisition, business development, or construction on commercial properties.

If you’re seeking financing for an existing property, new construction, or a redevelopment project, turn to the experts at FNB Small Business Finance. As experienced commercial real estate lenders, we understand all types of businesses — and the needs of their owners. Using SBA lending solutions, we can tailor a creative, cost-effective loan so you can put your commercial property to work for you as soon as possible.


  • Up to 90% financing, and sometimes more
  • Acquisition of new property or refinance of existing property
  • Ground up construction and property improvements
  • Can include working capital, new equipment, and closing costs
  • Multi-use or special-use properties
  • Total financing packages from $250,000 to $12 million or more. Must be 51% owner occupied to qualify


  • Lower down payments
  • Helps you build and maintain cash flow
  • One loan for many of your business’ needs
  • Up to 25-year term

Contact one of our Business Development Officers to get started today.

Pre-Application Checklist:

Documents to have available for a call with our team:

  • Outline of proposed transaction including costs
  • Three years tax returns on current and/or target business
  • Interim Financial Statements on current and/or target business
  • Personal Financial Statements on all current and/or potential owners over 20%
  • Three years personal tax returns on all current and/or potential owners over 20%
The Difference Between an SBA Loan and a Conventional Loan

Read More

You’re ready to acquire a business, now what?

Read More

SBA 7(a) V. SBA 504 – What’s the Difference?

Read More

  • Maracas Montessori

    See How We’ve Helped Other Businesses
    Baltimore Motor Works - Maryland

    “Baltimore Motor Works, located in Middle River, Maryland, is a European auto specialty shop. With a current team of three, customer demand quickly outweighed the existing location’s capacity. Keith determined the next logical step for Baltimore Motor Works was to acquire a new facility to better serve his clientele, expand the service offerings, and continue to grow the business."

    Learn More