The experts at FNB Small Business Finance are here to help you build your business. We want to be a strategic partner in your success, and it all starts with meeting your financial needs. We offer lending solutions for all types of businesses in all types of industries. Our general lending solutions include:
Business Acquisition
- Up to 90% financing
- Up to 100% financing for partnership buyout
- Up to $2 million in goodwill
- Buyer must have related experience
- Can include working capital
Commercial Real Estate
- Up to 90% financing, 25-year term
- 51% or more owner occupied
- SBA 7a or 504 loans
- Can include working capital, equipment, improvements and closing costs
Business Expansion
- Can include working capital, equipment and improvements
- Must be in business at least two years
- Up to 90% financing, 10 to 25-year term
Debt Refinance
- No equity injection required
- Must save at least 10% on current debt service
- Up to 25-year term
Construction
- Up to 90% financing available
- Construction-to-Permanent financing available
- Contingency for Cost Overruns included
- Interim Interest Reserve
- Includes Contractor Qualification, Cost Analysis, Disbursement Controls, Site Inspections at each Draw request, and Insurance Requirements
