Need funding to grow your therapy practice? Whether you specialize in ABA therapy, speech therapy, occupational therapy, or physical therapy, there are funding options available through the SBA lending program. At FNB Small Business Finance, our Business Development Officers can help you determine the best loan option for your practice.  

The SBA loan program provides solutions for many long-term financing needs – practice acquisitions, expansions, real estate acquisitions, partner buy outs and more. As your strategic partner, we work together with you to streamline the lending process and structure flexible lending solutions with five or ten-year fixed rates and longer terms. Let’s start achieving together!

Practice Start Up

  • Up to 90% financing
  • Real estate, leasehold improvements, equipment, working capital
  • 10 to 25-year loan term

Practice Acquisitions and Partner Buyouts

  • Up to 95% financing (and sometimes more)
  • 10-year loan term
  • Can include working capital and new equipment

Practice Expansions

  • 95% financing (and sometimes more)
  • Real estate purchase, adding additional locations in a leased building, improvements, equipment, working capital
  • 10 to 25-year loan term

Practice Commercial Real Estate

  • Up to 90% financing (and sometimes more)
  • Can be combined with any of the financing options above
  • Ground up construction and property improvements
  • 25-year loan term