SBA Credit Officer

Robert Johnson serves as Vice President and SBA Credit Officer at FNB Small Business Finance, leading a department of credit analysts and underwriters. He has worked in the SBA industry for over 15 years, originally joining the FNB team as an underwriter, and eventually making his way up to team lead, credit manager, and now an officer. He spent a few years in SBA Business Development, an experience that has helped him understand client needs from a different angle than most credit officers, and allows for more flexible loan structuring.

In his leadership role, Robert works with other leaders in the department to establish processes and procedures that help his team become more efficient and, as a result, improve the lending process for borrowers. At the end of the day, Robert is passionate about serving others and enjoys contributing to an exceptional lending process for small businesses throughout FNB’s lending footprint.