Debt Refinance

When money is tight in your small business, debt refinance is often a viable option. Refinancing your business’ debt with an SBA loan from FNB Small Business Finance can improve cash flow, growing your business while extending repayments out over a longer period of time. Most importantly, it can help your business save money by getting rid of high-interest rates. Growing your business should be your priority, not paying off debt. That’s why our experienced SBA lending team is here to help.

We can help improve your cash flow by refinancing or consolidating your debt through the SBA’s 7(a) and 504 loan programs. Our lenders can help you determine if the original loan is SBA eligible – a basic requirement for debt refinance – and structure a deal that will meet your financial needs in the most timely and convenient manner possible. If you need funding to cover existing debts, turn to the professionals at FNB Small Business Finance.


  • No equity injection required
  • Must save at least 10% on current debt service
  • Up to 25-year term
What Are the Benefits of an SBA Loan?

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The Difference Between an SBA Loan and a Conventional Loan

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What information do you need when applying for an SBA loan?

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    “Skin Oasis Dermatology is a medical practice located in Gambrills, Maryland, that focuses on medical, surgical, and cosmetic dermatology. Dr. Miles takes the approach of not only treating patients but also educating them on how to protect and take care of their skin. Dr. Miles partnered with FNB Small Business Finance to achieve this SBA 7(a) refinance loan."

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