When money is tight in your small business, debt refinance is often a viable option. Refinancing your business’ debt can improve cash flow, growing your business while extending repayments out over a longer period of time. Most importantly, it can help your business save money by getting rid of high interest rates. Growing your business should be your priority, not paying off debt. That’s why the experienced SBA lenders at First National Bank Small Business Finance are here to help.

We can help improve your cash flow by refinancing or consolidating your debt through the SBA’s 7(a) and 504 loan programs. Our lenders can help you determine if the original loan is SBA eligible – a basic requirement for debt refinance – and structure a deal that will meet your financial needs in the most timely and convenient manner possible. If you need funding to cover existing debts, turn to the professionals at First National Bank Small Business Finance.


  • No equity injection required
  • Must save at least 10% on current debt service
  • Up to 25-year term

See How We’ve Helped Other Businesses

holden beach rv

Holden Beach RV Park

For the past 20 years, Holden Beach RV Park in Supply, NC has been a family destination for beach-going fun. Owners Jeremy and Jen Timco dreamed of owning this business, and worked with Business Development Officer Charles Evans to make it happen.

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