Whether you're a start-up company or you just purchased a franchise and you need to build from the ground up, a construction loan from FNB Small Business Finance could be right for you. As experienced commercial construction lenders, we understand all types of businesses — and the needs of their owners. Using SBA lending solutions, we can tailor a creative, cost-effective loan so you can put your commercial property to work for you as soon as possible.


  • Up to 90% financing available
  • Construction-to-Permanent financing available
  • Contingency for Cost Overruns Included
  • Interim Interest Reserve
  • Includes Contractor Qualification, Cost Analysis, Disbursement Controls, and Insurance Requirements


  • No Delays in Rollover
  • One Loan, One Closing, One Set of Documents, One Rate and Fee
  • Measures Put In Place to Prevent Disruption of Funds During Construction, Guard Against Misappropriated Funds, Verify Contractor Qualitfication, and more
  • Allows Borrower to Concentrate on Running Their Business

See How We’ve Helped Other Businesses

primrose schools

Primrose Schools

Primrose Schools empower children to reach their full potential by inspiring a love of learning for life – a mission that franchise owners Jeff and Carmen Caldwell understand and take to heart. They worked with FNB Small Business Finance to close a deal for opening a new location in Mt. Pleasant, SC.

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