At FNB Small Business Finance, we specialize in providing long term financing solutions that are designed to meet the unique needs of pharmacies. As the pharmaceutical industry continues to grow and consumer demand increases, FNB can help you take advantage of the market landscape through competitive lending options that offer five or ten-year fixed rates and longer terms to help you manage your cash flow and compete with the national chains.  Let’s start achieving together!

Start Up

  • Up to 90% financing
  • Real Estate, Leasehold improvements, equipment, working capital
  • 10 to 25-year loan term

Acquisitions and Partner Buyouts

  • Up to 95% financing (and sometimes more)
  • 10-year loan term
  • Can include goodwill, working capital and new equipment

Expansions

  • 95% financing (and sometimes more)
  • Real estate purchase, adding additional locations in a leased building, improvements, equipment, working capital
  • 10 to 25-year loan term

Commercial Real Estate

  • Up to 90% financing (and sometimes more)
  • Can be combined with any of the financing options above
  • Ground up construction and property improvements
  • 25-year loan term