FNB Small Business Finance offers a wide-range of small business funding uniquely designed for health and medical practices, including Therapists (Speech, Occupational, and Physical). Whether you are starting a new practice, expanding or acquiring an existing practice, or buying out your partner(s), our experienced SBA lending team will work on your behalf as a strategic partner in the success of your medical practice. Our medical practice loans offer the benefits of lower down payments, longer terms, and five or ten-year fixed rate options. Ready to get started? Let’s achieve together!

Practice Start Up

  • Real estate, Leasehold improvements, equipment, working capital
  • 90% financing
  • 10 to 25-year loan term

Practice Acquisitions and Partner Buyouts

  • Up to 95% financing (and sometimes more)
  • 10-year loan term
  • Can include goodwill, working capital and new equipment

Practice Expansions

  • Real estate purchase, adding additional locations in a leased building, improvements, equipment, working capital
  • Up to 95% financing (and sometimes more)
  • 10 to 25-year loan term

Practice Commercial Real Estate

  • Can be combined with any of the financing options above
  • Up to 90% financing (and sometimes more)
  • Ground up construction and property improvements
  • 25-year loan term