The environmental field is constantly evolving with many challenges that require a need for capital. Professionals like you often fight an uphill battle when it comes to getting satisfactory financing for their business needs. At FNB Small Business Finance, we specialize in making a way when conventional lending methods fail. We’re not just another bank; we’re your partner in SBA lending.

Working as your strategic partner, we can structure customized lending solutions that meet your needs and position you for success. Whether you’re expanding a business, buying out a partner, or acquiring equipment and real estate, our experienced Business Development Officers will guide you through the SBA lending process. We work together with you throughout the process and are always available to answer questions as they arise. Five or ten-year fixed rates and longer terms help you manage your cash flow.

Start Up

  • Up to 90% financing
  • Real Estate, Leasehold improvements, equipment, working capital
  • 10 to 25-year loan term

Acquisitions and Partner Buyouts

  • Up to 95% financing (and sometimes more)
  • 10-year loan term
  • Can include goodwill, working capital and new equipment

Expansions

  • 95% financing (and sometimes more)
  • Real estate purchase, adding additional locations in a leased building, improvements, equipment, working capital
  • 10 to 25-year loan term

Commercial Real Estate

  • Up to 90% financing (and sometimes more)
  • Can be combined with any of the financing options above
  • Ground up construction and property improvements
  • 25-year loan term