• Economic Aid Act

    Effective for loans approved by September 30, 2021, the SBA is waiving the 504 CDC Processing Fee and 7(a) SBA Guaranty Fee for borrowers. Subject to budget limitations. Partner with the experienced SBA team at FNB to obtain these incentives, as well as other benefits we can always provide through our SBA loan programs. 

  • Debt Relief Payments

    From now until September 30, 2021, the SBA will make principal and interest payments up to $9,000 per month for all new approved SBA loans for up to 3 months. Subject to budget limitations. Contact our experienced SBA team to get started on your SBA loan!

  • Your Partner In the Lending Process

    When it comes to finding the right lending solution for your company, FNB Small Business Finance works closely with you to package a solution that meets your unique needs. With decades of SBA lending experience, we partner with business owners to help them achieve their business goals.

  • Flexible Solutions That Meet Your Business Needs

    At FNB Small Business Finance, we help small businesses persevere by offering solutions that other banks can’t. By getting to know your business and working with you every step of the way, we can offer lending solutions that set your business up for success.

ACHIEVING TOGETHER

FNB Small Business Finance provides the tools you need to grow and improve your business. Whether you’re looking to purchase an existing business, buy out a partner, start or expand a franchise business, or expand your business with a commercial real estate loan, our team of SBA experts can help you navigate the lending process. We can structure financing to meet your needs on projects from $350,000 to $12,000,000 throughout our lending footprint.

Our experienced Business Development Officers, Credit Underwriters and Closing Specialists work with you closely throughout the entire SBA loan process. We work as your partner, putting our experience and SBA know-how to work for you. We’re not just another bank; we’re your partner in SBA lending.

Contact one of our Business Development Officers to get started today.


See How We’ve Helped Other Businesses

Success Stories

Business owners from all industries have chosen First National Bank for their SBA loan. Whether you own a Dental Practice, Senior Care Business, or IT Company, we can help you achieve the financing you need. Read more about our borrowers’ experiences below.

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    Servo Innovations
    Engineer Firm

    Located in Wayland, Michigan, Servo Innovations is an engineer firm that services and calibrates test equipment. They can provide a group of services such as ISO calibration on new and existing test equipment, provide upgrades to equipment and build new equipment. Being a one-stop-shop truly sets them apart from others in the industry. Currently servicing the automotive, medical, civil, and aerospace industries, Servo Innovations can provide support around the world.

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    Oak Hill Vet Care and Pet Resort
    Veterinary Practice

    Located in Madison Heights, Virginia, Oak Hill Vet Care and Pet Resort is a full-service vet hospital that offers lodging, grooming, and daycare. Being able to provide all of these services under one roof was especially important to Dr. Shella Baker, the owner of Oak Hill Vet Care and Pet Resort. In the area, you can either find a vet or a boarding facility – not both. This facility allowed her to provide a one-stop shop for all of your pet's needs, and also provide ample outdoor space.

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    Great Lakes Watersports
    Recreation Rental Business

    In downtown Cleveland, on the Cuyahoga River, sits Great Lakes Watersports a recreation watercraft rental business. Customers have the ability to rent kayaks, tritune boats, and even a powerboat for any occasion. From providing equipment to training on how to use the boats, the team at Great Lakes Watersports will make sure you feel safe and secure on your adventure. In March 2021, USA Today ranked the Cuyahoga River the number 1 urban kayaking destination in North America. With downtown Cleveland and the Great Lakes Watersports team on your side, you are guaranteed to enjoy your time on the water.

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    Triad Precision Products
    Full-Service Machine Shop

    Triad Precision Products is a full-service machine shop located in Thomasville, NC. With a focus on providing tooling and machine components for Extrusion Blow Molding machines, they can engineer the necessary equipment to ensure a quality product. Their experience and knowledge base in the industry allows them to provide unique machining products based on your needs. At Triad Precision Products, they can also provide field service and sampling for your project.

  • Read More Written Success Stories
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Experienced Lending Team

EXPERIENCED
LENDING
TEAM

Our experienced SBA lending team can help you every step of the way. Visit our team page to find a lending partner in your area.


Our Team
Efficient Loan Process

EFFICIENT
LOAN
PROCESS

Our loan officers, credit analysts, and loan closers are committed to making the lending process as simple and straightforward as possible.


Our Process

RECENTLY CLOSED DEALS

  • Senior Care Facility

    Senior Care Facility
    $1,558,300
    SBA 7(a)
    Business Acquisition
    Pennsylvania

    “FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”

  • Food Service Franchise

    Food Service Franchise
    $1,206,000
    SBA 7(a)
    Start-Up
    Maryland

    “FNB has been there even after the deal was done and the ink was dry. Many thanks to the team for their role in getting my business off the ground!”

  • Manufacturer

    Manufacturer
    $5,101,200
    SBA 504
    CRE Expansion
    Pennsylvania

    “I really appreciate all the hard work and dedication that FNB SBF put into completing this loan. I would absolutely recommend them to those looking to purchase a business with an SBA loan in the future.”

  • Craft Brewery

    Craft Brewery
    $1,409,500
    SBA 7(a)
    Business Expansion
    North Carolina

    “The FNB team was a great partner to have during this process. They worked with me from start to finish – I really can’t thank them enough for their help!”

  • Home Health Care Provider

    Home Health Care Provider
    $2,073,000
    SBA 7(a)
    Business Acquisition
    North Carolina

    “The FNB team had our backs throughout the entire SBA loan process. We closed our loan quickly, and they were instrumental in making that happen so we could move forward with our business goals.”

  • Metal Supply & Distribution

    Metal Supply & Distribution
    $4,006,650
    SBA 7(a)
    Real Estate Acquisition
    Ohio

    “From our very first meeting, the FNB team took genuine interest in my business objectives. I would absolutely recommend FNB Small Business Finance to anyone looking to acquire a business.”

  • Veterinarian Practice

    Veterinarian Practice
    $2,054,000
    SBA 7(a)
    Construction & Start-Up
    North Carolina

    “FNB Small Business Finance has always treated us like a valued customer. They have worked with us as a partner to help us solve problems and we feel like they have our back.”

RECENTLY CLOSED DEAL

Senior Care Facility

Senior Care Facility
$1,558,300
SBA 7(a)
Business Acquisition
Pennsylvania

“FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”

OUR SBA LENDING FOOTPRINT

FNB Small Business Finance is proud to help business owners achieve financing across our 23 state footprint and Washington, D.C.

Service Footprint