• Achieving Together

    At FNB Small Business Finance, we respect you and what you’re striving to achieve. By getting to know your business goals and needs, we can provide you with flexible SBA lending solutions that help you be successful both now and in the future.

  • Your Partner In the Lending Process

    When it comes to finding the right lending solution for your company, FNB Small Business Finance works closely with you to package a solution that meets your unique needs. With decades of SBA lending experience, we partner with business owners to help them achieve their business goals.

  • Flexible Solutions That Meet Your Business Needs

    At FNB Small Business Finance, we help small businesses persevere by offering solutions that other banks can’t. By getting to know your business and working with you every step of the way, we can offer lending solutions that set your business up for success.

  • Navigating the SBA Lending Process — Together

    We're not just another bank; we're your partner in SBA lending. That means our experienced lending team is here to help you navigate every step of the loan process and achieve your business goals.

ACHIEVING TOGETHER

FNB Small Business Finance provides the tools you need to grow and improve your business. Whether you’re looking to purchase an existing business, buy out a partner, start or expand a franchise business, or expand your business with a commercial real estate loan, our team of SBA experts can help you navigate the lending process. We can structure financing to meet your needs on projects from $350,000 to $12,000,000 throughout our lending footprint.

Our experienced Business Development Officers, Credit Underwriters and Closing Specialists work with you closely throughout the entire SBA loan process. We work as your partner, putting our experience and SBA know-how to work for you. We’re not just another bank; we’re your partner in SBA lending.

Contact one of our Business Development Officers to get started today.


See How We’ve Helped Other Businesses

Success Stories

Business owners from all industries have chosen First National Bank for their SBA loan. Whether you own a Dental Practice, Senior Care Business, or IT Company, we can help you achieve the financing you need. Read more about our borrowers’ experiences below.

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    Package Concepts
    Packaging Solutions Company

    Located in Upstate, South Carolina, Package Concepts has manufactured innovative boxes and other packaging solutions since 1989. Their approach is simple: listen to the customer, understand their needs and goals, and offer a tailored solution to achieve their goals and objectives. While being grounded in the customer’s reality, the sky is truly the limit on what they can accomplish. Their expert staff, facility, and equipment ensure a timely, efficient, and cost-effective product run that is customizable to the customer’s specifications. Doing what others can't or won't, Package Concepts is uniquely configured to accommodate oversized stock, high volume jobs, high-speed rotary die cutting from a wide range of materials, and highly customized short runs.

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    Haw River Wine Man
    Wine Distributor

    Haw River Wine Man, located in Burlington, North Carolina, is a wine importer and distributor servicing North Carolina and South Carolina. They import wines directly from 40 different wineries in Italy but also distribute from France, Spain, and Australia. In expanding their selection, they also sell cider from Vermont and Italy, as well as olive oil from Greece. Established in 1995, Haw River Wine Man was one of the first direct importers in North Carolina. With a firm belief that wine is an everyday beverage and not the exclusive domain of the wealthy and privileged, the company strives to bring the consumer the best values possible by sourcing wine direct from the producer.

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    Cape Point Bait Company
    Commercial Bait Company

    Cape Point Bait Company, founded in 1996, is a wholesaler of locally and globally sourced frozen fish and shellfish bait that is used for recreational and commercial fishing, as well as zoos, aquariums, and wildlife care centers. Cape Point Bait Company takes pride in their product, sourcing from large distributors that primarily sell for human consumption in order to ensure their product is of the highest quality. When you work with Cape Point Bait Company as a customer, you can expect to get a personal touch with each interaction. From the sales and delivery staff, the focus is on the customer!

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    The Goddard School
    Early Childhood Education

    The Goddard School, located in Lewis Center, Ohio, offers early childhood education for children ranging from six weeks old to six years old. Using the most current academically-endorsed methods, The Goddard School strives to make learning fun while teaching children the skills they need for long-term success in school and life. Their emphasis on a balanced approach to a child’s growth covers not only academics, but mental, physical, and social-emotional skills. With over 500 franchised schools throughout the country, The Goddard School has become known for its high-quality, play-based learning program.

  • Read More Written Success Stories
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Experienced Lending Team

EXPERIENCED
LENDING
TEAM

Our experienced SBA lending team can help you every step of the way. Visit our team page to find a lending partner in your area.


Our Team
Efficient Loan Process

EFFICIENT
LOAN
PROCESS

Our loan officers, credit analysts, and loan closers are committed to making the lending process as simple and straightforward as possible.


Our Process

RECENTLY CLOSED DEALS

  • Senior Care Facility

    Senior Care Facility
    $1,558,300
    SBA 7(a)
    Business Acquisition
    Pennsylvania

    “FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”

  • Food Service Franchise

    Food Service Franchise
    $1,206,000
    SBA 7(a)
    Start-Up
    Maryland

    “FNB has been there even after the deal was done and the ink was dry. Many thanks to the team for their role in getting my business off the ground!”

  • Manufacturer

    Manufacturer
    $5,101,200
    SBA 504
    CRE Expansion
    Pennsylvania

    “I really appreciate all the hard work and dedication that FNB SBF put into completing this loan. I would absolutely recommend them to those looking to purchase a business with an SBA loan in the future.”

  • Craft Brewery

    Craft Brewery
    $1,409,500
    SBA 7(a)
    Business Expansion
    North Carolina

    “The FNB team was a great partner to have during this process. They worked with me from start to finish – I really can’t thank them enough for their help!”

  • Home Health Care Provider

    Home Health Care Provider
    $2,073,000
    SBA 7(a)
    Business Acquisition
    North Carolina

    “The FNB team had our backs throughout the entire SBA loan process. We closed our loan quickly, and they were instrumental in making that happen so we could move forward with our business goals.”

  • Metal Supply & Distribution

    Metal Supply & Distribution
    $4,006,650
    SBA 7(a)
    Real Estate Acquisition
    Ohio

    “From our very first meeting, the FNB team took genuine interest in my business objectives. I would absolutely recommend FNB Small Business Finance to anyone looking to acquire a business.”

  • Veterinarian Practice

    Veterinarian Practice
    $2,054,000
    SBA 7(a)
    Construction & Start-Up
    North Carolina

    “FNB Small Business Finance has always treated us like a valued customer. They have worked with us as a partner to help us solve problems and we feel like they have our back.”

RECENTLY CLOSED DEAL

Senior Care Facility

Senior Care Facility
$1,558,300
SBA 7(a)
Business Acquisition
Pennsylvania

“FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”

OUR SBA LENDING FOOTPRINT

FNB Small Business Finance is proud to help business owners achieve financing across our 23 state footprint and Washington, D.C.

Service Footprint