855-935-6722
  • Achieving Together

    At FNB Small Business Finance, we respect you and what you’re striving to achieve. By getting to know your business goals and needs, we can provide you with flexible SBA lending solutions that helps you be successful both now and in the future.

  • Your Partner In the Lending Process

    When it comes to finding the right lending solution for your company, FNB Small Business Finance works closely with you to package a solution that meets your unique needs. With decades of SBA lending experience, we partner with business owners to help them achieve their business goals.

  • Flexible Solutions That Meet Your Business Needs

    At FNB Small Business Finance, we help small businesses persevere by offering solutions that other banks can’t. By getting to know your business and working with you every step of the way, we can offer lending solutions that set your business up for success.

ACHIEVING TOGETHER

FNB Small Business Finance provides the tools you need to grow and improve your business. Whether you’re looking to purchase an existing business, buy out a partner, start or expand a franchise business, or expand your business with a commercial real estate loan, our team of SBA experts can help you navigate the lending process. We can structure financing to meet your needs on projects from $350,000 to $12,000,000 throughout our lending footprint.

Our experienced Business Development Officers, Credit Underwriters and Closing Specialists work with you closely throughout the entire SBA loan process. We work as your partner, putting our experience and SBA know-how to work for you. We’re not just another bank; we’re your partner in SBA lending.

Contact one of our Business Development Officers to get started today.


See How We’ve Helped Other Businesses

Success Stories

Business owners from all industries have chosen First National Bank for their SBA loan. Whether you own a Dental Practice, Senior Care Business, or IT Company, we can help you achieve the financing you need. Read more about our borrowers’ experiences below.

  • The Goddard School
    Early Childhood Education

    The Goddard School offers early childhood education for children ranging from six weeks old to six years old. They also provide after-school care for children up to nine years of age. Using the most current academically-endorsed methods, The Goddard School strives to make learning fun while teaching children the skills they need for long-term success in school and life. With over 500 franchised schools throughout the country, The Goddard School has become known for its high-quality, play-based learning program and the Ashland, Virginia location is no exception. Since its establishment, The Goddard School of Ashland has earned an excellent reputation in the community with an experienced staff that has been with the school for over 10 years.

  • Phoenix Upper Main
    Restaurant

    In the heart of Ellicott City, MD you will find Phoenix Upper Main, an American-style restaurant known locally for their exceptional burgers and wide selection of wine and beer. The owner, Mark Hemmis, has extensive experience in the food service and restaurant industry and is passionate about providing his customers with a well thought out menu and exceptional service. In an effort to support local businesses and provide the best ingredients, the restaurant sources their beef from a butcher shop in Baltimore County. “It’s as fresh as it gets,” Mark says. He is passionate about the community and aims to ensure that every patron who comes into the restaurant instantly feels at home.

  • Avendelle Assisted Living
    Senior Care Facility

    Avendelle Assisted Living, previously known as The Haven Family Care Homes, is a series of residential senior care communities that opened its doors in 2005. At Avendelle, residents live in a home-like environment where they receive personalized care based on their physical and mental needs. Many of the residents are non-ambulatory or have health issues, such as dementia. The team at Avendelle Assisted Living has many years of experience in the field of senior care and offer many of the same benefits you would find at a large facility, while still personalizing every aspect of care. Since 2005, Douglas Cromwell and his wife have grown the business to 9 locations, with additional franchise locations in North Carolina and other states.

  • AmeriClaims
    Insurance Adjuster

    AmeriClaims is a public adjusting firm located in the Charlotte, North Carolina area that represents both commercial business owners and private home owners. As a public adjusting firm, AmeriClaims advocates for the insured as they navigate large property insurance claims such as fire, storm, flood, or wind damage. With many years of experience, they handle the entire claim process from start to finish so the insured can quickly get back to living their lives.

  • Read More Written Success Stories
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Experienced Lending Team

EXPERIENCED
LENDING
TEAM

Our experienced SBA lending team can help you every step of the way. Visit our team page to find a lending partner in your area.


Our Team
Efficient Loan Process

EFFICIENT
LOAN
PROCESS

Our loan officers, credit analysts, and loan closers are committed to making the lending process as simple and straightforward as possible.


Our Process

RECENTLY CLOSED DEALS

  • Senior Care Facility

    Senior Care Facility
    $1,558,300
    SBA 7(a)
    Business Acquisition
    Pennsylvania

    “FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”

  • Food Service Franchise

    Food Service Franchise
    $1,206,000
    SBA 7(a)
    Start-Up
    Maryland

    “FNB has been there even after the deal was done and the ink was dry. Many thanks to the team for their role in getting my business off the ground!”

  • Manufacturer

    Manufacturer
    $5,101,200
    SBA 504
    CRE Expansion
    Pennsylvania

    “I really appreciate all the hard work and dedication that FNB SBF put into completing this loan. I would absolutely recommend them to those looking to purchase a business with an SBA loan in the future.”

  • Craft Brewery

    Craft Brewery
    $1,409,500
    SBA 7(a)
    Business Expansion
    North Carolina

    “The FNB team was a great partner to have during this process. They worked with me from start to finish – I really can’t thank them enough for their help!”

  • Home Health Care Provider

    Home Health Care Provider
    $2,073,000
    SBA 7(a)
    Business Acquisition
    North Carolina

    “The FNB team had our backs throughout the entire SBA loan process. We closed our loan quickly, and they were instrumental in making that happen so we could move forward with our business goals.”

  • Metal Supply & Distribution

    Metal Supply & Distribution
    $4,006,650
    SBA 7(a)
    Real Estate Acquisition
    Ohio

    “From our very first meeting, the FNB team took genuine interest in my business objectives. I would absolutely recommend FNB Small Business Finance to anyone looking to acquire a business.”

  • Veterinarian Practice

    Veterinarian Practice
    $2,054,000
    SBA 7(a)
    Construction & Start-Up
    North Carolina

    “FNB Small Business Finance has always treated us like a valued customer. They have worked with us as a partner to help us solve problems and we feel like they have our back.”

RECENTLY CLOSED DEAL

Senior Care Facility

Senior Care Facility
$1,558,300
SBA 7(a)
Business Acquisition
Pennsylvania

“FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”

OUR SBA LENDING FOOTPRINT

FNB Small Business Finance is proud to help business owners achieve financing across our 21 state footprint and Washington, D.C.

Service Footprint