• Achieving Together

    At FNB Small Business Finance, we respect you and what you’re striving to achieve. By getting to know your business goals and needs, we can provide you with flexible SBA lending solutions that help you be successful both now and in the future.

  • Your Partner In the Lending Process

    When it comes to finding the right lending solution for your company, FNB Small Business Finance works closely with you to package a solution that meets your unique needs. With decades of SBA lending experience, we partner with business owners to help them achieve their business goals.

  • Flexible Solutions That Meet Your Business Needs

    At FNB Small Business Finance, we help small businesses persevere by offering solutions that other banks can’t. By getting to know your business and working with you every step of the way, we can offer lending solutions that set your business up for success.

  • Navigating the SBA Lending Process — Together

    We're not just another bank; we're your partner in SBA lending. That means our experienced lending team is here to help you navigate every step of the loan process and achieve your business goals.


FNB Small Business Finance provides the tools you need to grow and improve your business. Whether you’re looking to purchase an existing business, buy out a partner, start or expand a franchise business, or expand your business with a commercial real estate loan, our team of SBA experts can help you navigate the lending process. We can structure financing to meet your needs on projects from $350,000 to $12,000,000 throughout our lending footprint.

Our experienced Business Development Officers, Credit Underwriters and Closing Specialists work with you closely throughout the entire SBA loan process. We work as your partner, putting our experience and SBA know-how to work for you. We’re not just another bank; we’re your partner in SBA lending.

Contact one of our Business Development Officers to get started today.

See How We’ve Helped Other Businesses

Success Stories

Business owners from all industries have chosen First National Bank for their SBA loan. Whether you own a Dental Practice, Senior Care Business, or IT Company, we can help you achieve the financing you need. Read more about our borrowers’ experiences below.

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    All Pro Contracting Services
    Full-Service Contractor

    All Pro Contracting Services is a licensed, full-service contractor located in Central Florida. They provide residential and light commercial roofing services that include repair, replacement, and inspections. The team at All Pro Contracting Services pride themselves on operating with a customer-focused mentality. Through the process, they are with their customers each step of the way educating them on their roof and the services they are providing. This high level of customer service has made them stand out among competitors in their area.

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    R & B Truck and Equipment Repair
    Truck and Heavy Equipment Business

    R & B Truck and Equipment Repair, located in Colmar, Pennsylvania, is a full-service truck and heavy equipment (adding auto mechanic services) business. To them, the customer is a priority and that can be felt through the honest service they provide. Their goal is to go above and beyond to meet the customer’s needs and get them back on the road.

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    In-Home Senior Care

    Acti-Kare, of Richmond, Virginia, provides in-home responsive care to the senior generation. They offer two types of services – Care Services and Personal Care Services. These services include companionship, meal planning, home administration, transportation, personal grooming, and any other specialized care requests their clients have. They pride themselves on the level of care they provide and the relationships the caregivers are able to form with each client. This level of care has led to a strong reputation in the community!

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    U.S. Lawns
    Commercial Landscaping Company

    The U.S. Lawns franchise was established in 1986 and has since grown to over 250 locations. With a commercial landscaping focus, there are two main services they can provide – maintenance and installation. Maintenance includes anything from mowing and blowing to edging and planting. Installation covers anything from landscaping for new neighborhood developments to commercial building campuses and irrigation. This franchise location services Greenville, Anderson, and Spartanburg, South Carolina.

  • Read More Written Success Stories
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Experienced Lending Team


Our experienced SBA lending team can help you every step of the way. Visit our team page to find a lending partner in your area.

Our Team
Efficient Loan Process


Our loan officers, credit analysts, and loan closers are committed to making the lending process as simple and straightforward as possible.

Our Process


  • Senior Care Facility

    Senior Care Facility
    SBA 7(a)
    Business Acquisition

    “FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”

  • Food Service Franchise

    Food Service Franchise
    SBA 7(a)

    “FNB has been there even after the deal was done and the ink was dry. Many thanks to the team for their role in getting my business off the ground!”

  • Manufacturer

    SBA 504
    CRE Expansion

    “I really appreciate all the hard work and dedication that FNB SBF put into completing this loan. I would absolutely recommend them to those looking to purchase a business with an SBA loan in the future.”

  • Craft Brewery

    Craft Brewery
    SBA 7(a)
    Business Expansion
    North Carolina

    “The FNB team was a great partner to have during this process. They worked with me from start to finish – I really can’t thank them enough for their help!”

  • Home Health Care Provider

    Home Health Care Provider
    SBA 7(a)
    Business Acquisition
    North Carolina

    “The FNB team had our backs throughout the entire SBA loan process. We closed our loan quickly, and they were instrumental in making that happen so we could move forward with our business goals.”

  • Metal Supply & Distribution

    Metal Supply & Distribution
    SBA 7(a)
    Real Estate Acquisition

    “From our very first meeting, the FNB team took genuine interest in my business objectives. I would absolutely recommend FNB Small Business Finance to anyone looking to acquire a business.”

  • Veterinarian Practice

    Veterinarian Practice
    SBA 7(a)
    Construction & Start-Up
    North Carolina

    “FNB Small Business Finance has always treated us like a valued customer. They have worked with us as a partner to help us solve problems and we feel like they have our back.”


Senior Care Facility

Senior Care Facility
SBA 7(a)
Business Acquisition

“FNB is a partner in my business – from coming to tour the site, to checking in on me often through phone calls and lunch, FNB remains very involved even though the loan has closed.”


FNB Small Business Finance is proud to help business owners achieve financing across our 23 state footprint and Washington, D.C.

Service Footprint