deric mims for webVice President, BDO
7475 Wisconsin Ave., Suite 700
Bethesda, MD 20814
Phone: 301-373-0931


Deric Mims is a native Washingtonian and a graduate of George Washington University where he earned a degree in Business Administration. He has spent the last 41 years in banking, helping small and mid-sized firms with their financial management and growth needs.

Prior to his role with First National Bank Small Business Finance, Deric served as the SBA expert with SunTrust Bank in the Greater Washington Region and contributed to SunTrust achieving “Top Ten Lender” status. Later, Deric was responsible for SBA lending efforts at Mid-Atlantic Federal Credit Union and served as an expert in SBA financial and technical assistance programs that were created to address the various needs of small businesses. He has held various other retail, credit administration, commercial lending and leadership positions with financial institutions in the D.C. Metro area. In addition to his experience as a successful lender, he has over 20 years of experience as a small business owner, which gives him the perspective on both sides of the financing equation – client and lender.

In his position at First National Bank Small Business Finance, Deric puts his years of SBA and business experience to work in order to help entrepreneurs start and manage their businesses while guiding them to success. His passion and knowledge for SBA lending has helped numerous small businesses get the help they need, and he continues to build relationships with his clients as they grow and prosper.

Throughout his career, Deric has served as an advisor to a number of businesses and organizations, serving on many of their boards and receiving numerous awards and recognitions for his efforts. He is well regarded in the region as an established expert in small business financing and business planning. Due to his expertise, he was invited to testify before the House Subcommittee on Financial Institutions Supervision, Regulation and Deposit Insurance. He has also made several appearances on Maryland Public Television’s “Your Money & Business”, speaking about the lending and technical assistance programs offered by the U.S. Small Business Administration. He was also appointed by the Governor of Maryland to the Maryland Small Business Development Financing Authority.

In November of 2018, Deric was featured on an episode of The Small Business Report for Howard University Radio. The link to that interview is below. Please listen and enjoy!

My Interview With Howard University - The Small Business Report

See How We’ve Helped Other Businesses


Sky Zone

Sky Zone is the world’s first indoor trampoline park. The first Sky Zone location opened in 2004 in Las Vegas. The popularity of the venue increased over time, and as a result, franchising began in 2008. Knowing the concept of the company, lead partner and franchise President David Rzepski teamed up with Vice President Brad Wurtz and sought funding to open a Lakewood, NJ location. Mr. Wurtz has experience in the financial industry and knew that a traditional bank loan may not be the best fit for their business. He knew about FNB Small Business Finance’s capabilities, and decided to reach out to secure an SBA loan for his Sky Zone franchise.

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